Topics currently being developed
for presentations, columns, email newsletters, classes, etc.
Diamond wanna-be’s — what is and what isn’t diamond
Mined & lab-made; how is diamond synthesized; what isn’t diamond; diamond wanna-be’s; diamond-coated CZ; moissanite; enhancements to make trash diamond salable; what synthetic diamond can do; increasing difficulty of recognizing synthetic; role of technology; price differential; importance of disclosure; if it looks like diamond, does it have to be diamond
How do like your rubies — leaded or unleaded?
Gem treatments and why they’re done; the slippery slope from fracture-filling to composite rubies; technology changes gems; inclusions; laser-drilling; enhancing the stone by different technologies; enhancement to make “fancies”; valuation issues; effect of fashion; importance of disclosure; prevalence of fraud
Jewelry as an investment
Prices of diamond and gold go up and down; jewelry of famous designers or owned by famous people can be pricey then drop precipitously; jewelry fads fade; not everything old is valuable; scams involving sale of gems as investment; buy jewelry because you love it
Jewelry sale — 60% off!
Internet sites; TV jewelry shows; auction sites, sellers who don’t know what they’re selling; the cert that proves the bargain; not enough info to know what you’re buying; tourist traps with high price-points; scams; insurance fraud
What is a “Certified Diamond” — and who’s saying so?
What does a diamond certificate certify; do you need one; prevalence of certs; cert as a sales tool; bogus labs; inflated valuations; how to recognize a reliable gem report; how to verify a report; why get a diamond report; difference between a lab report and an appraisal
Looking into the 4Cs & more
Color & Clarity grades and what they mean; GIA grading scales; how appraisers determine grades; gem lab equipment; shape is not Cut, and who benefits from the confusion about that; the carat; price trade-offs; if diamond is so hard, how come it chips? Mohs scale; impact of “diamond is forever”
How jewelry insurance works
Meeting with your jewelry insurance agent—what to ask, what to bring; what the insurer wants to know and why; what’s a good appraisal for insurance; do you need a diamond report; what are settlement options; why an inflated appraisal does not serve you; why not to put jewelry on homeowner’s policy; how insurer looks at jewelry v. how appraiser v. how consumer looks at jewelry; what happens when you file a claim; jewelry insurance terms defined/explained
Watches, inside & out in the world
Naming of parts; history of watchmaking; enormous worldwide trade in fake luxury watches; authorized dealers and how they authenticate genuine, how fakes are spotted; internet sites that openly advertise fake Rolexes with fake papers, etc.; smart watches; antique watch market; insurance replacement issues
Cultured, enhanced, antique, custom-made . . . . Coming to terms with jewelry terminology
Huge list of terms most consumers are vague about, any dozen could make an interesting presentation with attractive pictures.
If you are interested in detailed information and resources relating to one of these topics, or if you have suggestions for other topics you’d like JIBNA’s help in developing, let us know.
Email underwriting@insure-jewelry.com with the subject: Topics